RENTERS
INSURANCE
You don’t have to own your own home to have property that should be protected from fire, theft, and other potential loss. In many cases, your landlord’s policy won’t cover you. For as little as $1 per day, you can protect your belongings in a rented property from loss due to theft, fire, and even hurricanes.
Contact us today for a quote on renters insurance, and ask about bundling your auto insurance for greater discounts!
Components Of Renters' Insurance
If you’ve never bought insurance before, you likely have many questions about what is covered and what is not. Our professional agents are highly-trained and can explain everything about your coverage in language you can understand. The components of your renters insurance will be:
Personal Property Protection
You have a lot of money invested in your personal property, and it’s worth protecting. This protection covers loss or damage to your belongings. Your personal property coverage follows your items even when they leave your house. Don't forget there are limits to certain items that you own. Ask your Alabama Agency specialist on how to protect your jewelry, music equipment and firearms.
Family Liability Protection
This coverage provides legal protection and representation against judgments.
Guest Medical Protection
This coverage provides protection from medical loss if a guest gets injured in your home.
Scheduled Personal Property
While very affordable, renters insurance does not extend coverage to all high-ticket items like jewelry and some electronics. This allows you to purchase additional coverage for these specific types of items. Your Alabama agent can help you understand what types of property to use this for.
Additional Living Expenses
This coverage will reimburse you for temporary housing if your rental property becomes uninhabitable.